Work with Us

COVID-19 Relief

Don’t close your business because of Coronavirus. Get back on track today with Wealth Management Financial Advisors EIDL Assistance.

SBA Economic Injury Disaster Loan (EIDL) Assistance

Under the CARES Act, the US Small Business Administration (“SBA”) has provided $659B through the Paycheck Protection Program (“PPP”) and another 190B through the Republican HEALS Act or Democratic Heroes Act expected soon.

The Economic Injury Disaster Loans (“EIDL”) programs to assist small businesses impacted by the COVID-19 pandemic. While those funds were quickly depleted, US Fund Source expects that a new round of funding for both programs is right around the corner. To take advantage of both programs once they open again, it is imperative you prepare your applications now. Wealth Management Financial Advisors can help you prepare these applications so you can get the funding you need as quickly as possible.

The SBA Economic Injury Disaster Loan program provides low-interest loans to businesses recovering from declared disasters, including COVID-19.

 

Loan proceeds can be used to cover costs such as payroll, accounts payable, operating expenses, fixed debt and other costs companies can’t pay due to the coronavirus crisis.

 

The loan is administered and funded by the SBA.

 

How Much Can You Borrow?

Loan maximums will vary depending on your business’s unique financial profile, but SBA disaster loans are capped at $2 million.

 

Who Is Eligible?

Small business owners such as

Artist, Independent Contractors, Sole Proprietors, Self-Employed with No Employees, Can Get an EIDL Loan.

And non-profits in all U.S. states and territories experiencing economic hardships caused by the coronavirus pandemic are eligible to apply.

 

What Is The Interest Rate?

Interest rates are fixed at 3.75% for small businesses and 2.75% for non-profits.

Are SBA PPP Loans The Same As Disaster Loans?

PPP loans differ from Economic Injury and Disaster Loans (EIDLs). PPP loans are available to all US businesses based on the requirements above.

EIDLs are also available for small businesses in designated areas (right now that’s classified as all US states and territories) that have suffered an economic hit because of the COVID-19 pandemic, though the requirements are more stringent. Unlike PPPs, EIDLs/disaster loans must be repaid in full.

 

What Is The Repayment Term?

Terms are available for up to 30 years.

 

What Is The Economic Injury Disaster Loan Grant?

All small businesses and non-profits that apply for an Economic Injury Disaster Loan are eligible to receive up to a $10,000 grant. Funds will be made available within 3 days of a successful EIDL application. Grant proceeds do not have to be repaid. Your grant amount will be based on your annual revenue and the cost of goods sold over the past 12 months.

 

After you submit all required information and documentation through our application assistance service, a US Fund Source business consultant will help prepare and submit your EIDL package. 

 

The SBA will process your application and timing could take anywhere from 2 weeks to 90 days. An EIDL advance will be issued to eligible applicants within 3 days of receiving and SBA confirmation number. 

If you meet the minimum requirements to apply for a disaster loan, the grant will be available to you whether or not your loan application is approved.

Personal Financial Plan

This service is a complete overview of your personal finances. It begins with an examination of your personal and financial goals and objectives; then, through that lens, a comprehensive analysis of your financial realm is completed, to include the following: net worth, estate planning, tax planning, company benefits, insurance, education planning, investment and retirement planning.

 

Upon completion, you are provided with a framework for examining your financial decisions, a tailored list of recommendations, projections of financial independence or retirement scenarios, and an action plan to aid you in the implementation of the recommendations.

 

This service is completed in two meetings with multiple members of the planning staff.

Action Plan

This service is for today’s young professionals and young couples with growing families. Utilizing a compressed financial fitness format, this service is completed in one meeting with two financial planners and generates a prioritized action plan to help meet objectives in order of priority.

 

Retirement Fitness Plan

Designed to assist you with the unique decisions and concerns of a retiree or pre-retiree, such as income generating investments, lump sum pension rollovers, estate planning revisions, long-term care planning, and company retirement options. This service is completed in two meetings with multiple members of the planning staff.

Tax Preparation

We at Wealth Management Financial Advisors provide you with an array of tax services including Individual and business tax preparation along with full-scale tax planning. We understand that proper, consistent planning is the key to successfully reducing your tax liability. We go beyond tax compliance and proactively recommend tax-saving strategies to maximize your after-tax income. Whatever your tax planning and preparation needs, we have the expertise to support you. We work all year to keep current on tax laws in order to minimize your tax liabilities and maximize your future opportunities.


Tax Preparation Services

  • Individuals (Federal and all states)

  • Corporations ("S" and "C")

  • Partnerships and LLCs

  • Trusts, estates and gifts

  • Nonprofits

  • Retirement plans

  • Employment & sales tax returns

  • Back Taxes

  • IRS & State Settlements.

 

Tax Planning Services​ 

  • Tax research

  • Representation for tax audits

  • Retirement planning

  • Purchase and sale of business

  • Sales tax planning

Credit & Debt Management

Wealth Management Credit service takes problematic credit reports seriously. We understand the applicable consumer protection laws, and we help our clients to leverage those legal rights so that their credit reports remain fair, accurate, and substantiated.

 

From bankruptcies, to charge-offs, to tax liens, we have challenged virtually every credit problem, doing work for our clients that resulted in thousands of items removed from their credit reports last year. Our experience in the credit restoration field, have helped many clients to turn their lives around.

 

Credit Repair is not what many people believe it is. Effective, enduring credit repair requires taking appropriate action with your creditors rather than simply creating ineffective disputes for credit bureaus. We help our clients frame the tough questions that they are legally entitled to ask, and we invoke several consumer protection statutes in our work to improve their lives.

Business Management

This service is for the self-employed individual who owns a majority (or equal) position in a company. It also includes all elements of the financial fitness with an emphasis on how the business structure impacts your personal financial planning

Recognizing and overcoming the common pitfalls associated with growth is essential if your business is to continue to grow and thrive. Crucially, you need to ensure that the steps you take today don't themselves create additional problems for the future. Effective leadership will help you make the most of the opportunities, creating sustainable growth for the future.

This service is completed in two meetings with multiple members of the planning staff.

Real Estate Services

This service is designed to assist in the development and implementation of an estate plan complicated through estate tax planning, blended family issues, business continuity or other concerns. Wealth Management Financial Advisors works with you and your attorney to draft an estate plan consistent with your values and goals, ready to be implemented when the need arises.

If you are struggling with your home loan, we can assist you.

Our subsidiary Wealth Management Realty provides the following real estate services:



  • Loss Mitigation Assistance

  • Refinance alternatives

  • Buying a home

  • Selling a home

  • Short Sale

  • Multifamily Investments

  • 1031 Exchanges

  • Commercial

 

The service includes the re-registration of assets and beneficiary designations to ensure that the estate plan is executed according to your wishes. Several meetings may be warranted.

Please reload

3701 Long Beach Blvd. Suite 100, Long Beach CA 90807

Tel: (877) 828-8877

  • Facebook - White Circle
  • Twitter - White Circle
  • White Yelp Icon
  • LinkedIn - White Circle
  • YouTube - White Circle

© 2020 Wealth Management Financial Advisors and Wealth Management Realty. All rights reserved. DRE License #01947554, DRE License #01916123

This website is owned by a private company that offers business advice, information, and other services related to the formation, financing, operation, and management of businesses. All users should perform their own due diligence and research. This website is not a lender and does not broker loans, make loans, or make any credit decisions. We have no affiliation with any government agency. Nothing on this website is an offer or a solicitation for a loan. This website is not an agent, representative, or broker of any lender and does not endorse or charge you for any service or product. None of the information on this site constitutes legal advice.

You also understand that we are not affiliated with the Small Business Administration (SBA). If you need to visit the SBA directly please click here: sba.gov