When you are experiencing financial chaos, your primary goal is to be free of debt. This requires discipline and structure. You may rebel against the notion of discipline because it feels as if you are being punished. But you must realize that you are punishing yourself. When you live beyond your means, if you spend without a Smart Budget, if you live without a plan you are punishing yourself and your creditors. When you are in debt, spending money without discipline means you are spending future money. You are withholding from the flow. You are blocking your abundance. If lack of discipline put you in debt, only discipline will get you out. As hard as it may be, as unfair as it may seem, your money is not your money when you are in debt.
Taken in part from Acts of Faith by Iyanla Vanzant
Deuteronomy 15:1 The Seventh Year 1"At the end of every seven years you shall grant a remission of debts. 2"This is the manner of remission: every creditor shall release what he has loaned to his neighbor; he shall not exact it of his neighbor and his brother, because the LORD'S remission has been proclaimed.… New American Standard Bible